{"id":14302,"date":"2026-10-29T09:23:14","date_gmt":"2026-10-29T02:23:14","guid":{"rendered":"https:\/\/thesentry.com.vn\/?p=14302"},"modified":"2026-10-29T09:23:14","modified_gmt":"2026-10-29T02:23:14","slug":"mo-tai-khoan-ngan-hang-cho-cong-ty","status":"publish","type":"post","link":"https:\/\/thesentry.com.vn\/vi\/mo-tai-khoan-ngan-hang-cho-cong-ty\/","title":{"rendered":"M\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng cho c\u00f4ng ty: Th\u1ee7 t\u1ee5c, chi ph\u00ed &#038; n\u00ean ch\u1ecdn ng\u00e2n h\u00e0ng n\u00e0o (2026)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Sau khi nh\u1eadn Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p, c\u00f4ng ty th\u01b0\u1eddng m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ngay trong tu\u1ea7n \u0111\u1ea7u \u0111\u1ec3 thu\u1eadn ti\u1ec7n giao d\u1ecbch v\u00e0 thanh to\u00e1n. Theo quy \u0111\u1ecbnh thu\u1ebf \u00e1p d\u1ee5ng n\u0103m 2026, <\/span><b>kho\u1ea3n chi t\u1eebng l\u1ea7n t\u1eeb 5 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean c\u1ea7n c\u00f3 ch\u1ee9ng t\u1eeb thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb thu\u1ebf GTGT v\u00e0 t\u00ednh v\u00e0o chi ph\u00ed \u0111\u01b0\u1ee3c tr\u1eeb<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady doanh nghi\u1ec7p c\u1ea7n chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 g\u00ec, m\u1edf t\u00e0i kho\u1ea3n m\u1ea5t bao l\u00e2u, chi ph\u00ed ra sao v\u00e0 n\u00ean ch\u1ecdn ng\u00e2n h\u00e0ng n\u00e0o? D\u01b0\u1edbi \u0111\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn c\u1eadp nh\u1eadt theo quy \u0111\u1ecbnh n\u0103m 2026.<\/span><\/p>\n<h2><b>C\u0103n c\u1ee9 ph\u00e1p l\u00fd hi\u1ec7n h\u00e0nh<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n cho t\u1ed5 ch\u1ee9c hi\u1ec7n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo <\/span><a href=\"https:\/\/ketoananpha.vn\/thong-tu-17-2024-tt-nhnn\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Th\u00f4ng t\u01b0 17\/2024\/TT-NHNN<\/span><\/a><span style=\"font-weight: 400;\">. V\u0103n b\u1ea3n n\u00e0y thay th\u1ebf <\/span><b>Th\u00f4ng t\u01b0 23\/2014\/TT-NHNN<\/b><span style=\"font-weight: 400;\"> v\u00e0 c\u00e1c v\u0103n b\u1ea3n s\u1eeda \u0111\u1ed5i l\u00e0 <\/span><b>Th\u00f4ng t\u01b0 02\/2019\/TT-NHNN<\/b><span style=\"font-weight: 400;\"> v\u00e0 <\/span><b>Th\u00f4ng t\u01b0 16\/2020\/TT-NHNN<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng t\u01b0 17\/2024\/TT-NHNN \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung b\u1edfi <\/span><a href=\"https:\/\/english.luatvietnam.vn\/circular-no-25-2025-tt-nhnn-dated-august-31-2025-of-the-state-bank-of-vietnam-amending-and-supplementing-a-number-of-articles-of-circular-no-17-202-410683-doc1.html\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Th\u00f4ng t\u01b0 25\/2025\/TT-NHNN<\/span><\/a><span style=\"font-weight: 400;\">, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb <\/span><b>31\/8\/2025<\/b><span style=\"font-weight: 400;\">. M\u1ed9t s\u1ed1 quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u1eeb <\/span><b>1\/12\/2025<\/b><span style=\"font-weight: 400;\"> v\u00e0 <\/span><b>1\/3\/2026<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady, khi tham kh\u1ea3o c\u00e1c h\u01b0\u1edbng d\u1eabn m\u1edf t\u00e0i kho\u1ea3n tr\u00ean m\u1ea1ng, b\u1ea1n n\u00ean ki\u1ec3m tra th\u1eddi \u0111i\u1ec3m ban h\u00e0nh v\u00e0 hi\u1ec7u l\u1ef1c c\u1ee7a v\u0103n b\u1ea3n \u0111\u1ec3 tr\u00e1nh \u00e1p d\u1ee5ng quy \u0111\u1ecbnh \u0111\u00e3 h\u1ebft hi\u1ec7u l\u1ef1c.<\/span><\/p>\n<h2><b>Doanh nghi\u1ec7p n\u00e0o \u0111\u01b0\u1ee3c m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">T\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p t\u1ea1i Vi\u1ec7t Nam c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n, g\u1ed3m <\/span><b>ph\u00e1p nh\u00e2n Vi\u1ec7t Nam, ph\u00e1p nh\u00e2n n\u01b0\u1edbc ngo\u00e0i, doanh nghi\u1ec7p t\u01b0 nh\u00e2n, h\u1ed9 kinh doanh v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c<\/b><span style=\"font-weight: 400;\"> theo quy \u0111\u1ecbnh. V\u00ec v\u1eady, c\u00f4ng ty TNHH, c\u00f4ng ty c\u1ed5 ph\u1ea7n v\u00e0 c\u00f4ng ty h\u1ee3p danh \u0111\u1ec1u c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ph\u00e1p lu\u1eadt c\u0169ng <\/span><b>kh\u00f4ng gi\u1edbi h\u1ea1n s\u1ed1 l\u01b0\u1ee3ng t\u00e0i kho\u1ea3n thanh to\u00e1n<\/b><span style=\"font-weight: 400;\">. Doanh nghi\u1ec7p c\u00f3 th\u1ec3 m\u1edf nhi\u1ec1u t\u00e0i kho\u1ea3n t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng ho\u1eb7c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c nhau.<\/span><\/p>\n<h2><b>H\u1ed3 s\u01a1 m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng cho c\u00f4ng ty<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Theo \u0110i\u1ec1u 12 Th\u00f4ng t\u01b0 17, doanh nghi\u1ec7p c\u1ea7n chu\u1ea9n b\u1ecb th\u1ecfa thu\u1eadn m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n thanh to\u00e1n c\u00f9ng c\u00e1c gi\u1ea5y t\u1edd x\u00e1c minh th\u00f4ng tin kh\u00e1ch h\u00e0ng, trong \u0111\u00f3 c\u00f3 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt. T\u00f9y tr\u01b0\u1eddng h\u1ee3p, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u th\u00eam gi\u1ea5y t\u1edd v\u00e0 ph\u1ea3i h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 cho doanh nghi\u1ec7p.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u00f4ng th\u01b0\u1eddng, h\u1ed3 s\u01a1 g\u1ed3m:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb ki\u00eam th\u1ecfa thu\u1eadn m\u1edf t\u00e0i kho\u1ea3n<\/b><span style=\"font-weight: 400;\"> theo m\u1eabu c\u1ee7a ng\u00e2n h\u00e0ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n ho\u1eb7c h\u1ed9 chi\u1ebfu<\/b><span style=\"font-weight: 400;\"> c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Quy\u1ebft \u0111\u1ecbnh b\u1ed5 nhi\u1ec7m k\u1ebf to\u00e1n tr\u01b0\u1edfng ho\u1eb7c ng\u01b0\u1eddi ph\u1ee5 tr\u00e1ch k\u1ebf to\u00e1n<\/b><span style=\"font-weight: 400;\"> v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi n\u00e0y, n\u1ebfu doanh nghi\u1ec7p c\u00f3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>V\u0103n b\u1ea3n \u1ee7y quy\u1ec1n v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n<\/b><span style=\"font-weight: 400;\">, n\u1ebfu ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt kh\u00f4ng tr\u1ef1c ti\u1ebfp th\u1ef1c hi\u1ec7n giao d\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Con d\u1ea5u<\/b><span style=\"font-weight: 400;\"> \u0111\u1ec3 \u0111\u0103ng k\u00fd m\u1eabu d\u1ea5u, n\u1ebfu doanh nghi\u1ec7p s\u1eed d\u1ee5ng con d\u1ea5u.<\/span><\/li>\n<\/ul>\n<h3><b>3 \u0110i\u1ec3m c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi n\u1ed9p h\u1ed3 s\u01a1<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u1ea3n sao gi\u1ea5y t\u1edd: <\/b><span style=\"font-weight: 400;\">H\u1ed3 s\u01a1 gi\u1ea5y c\u1ea7n c\u00f3 b\u1ea3n ch\u00ednh, b\u1ea3n sao ch\u1ee9ng th\u1ef1c, b\u1ea3n sao \u0111\u01b0\u1ee3c c\u1ea5p t\u1eeb s\u1ed5 g\u1ed1c ho\u1eb7c b\u1ea3n sao k\u00e8m b\u1ea3n ch\u00ednh \u0111\u1ec3 \u0111\u1ed1i chi\u1ebfu theo quy \u0111\u1ecbnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Gi\u1ea5y t\u1edd do n\u01b0\u1edbc ngo\u00e0i c\u1ea5p: <\/b><span style=\"font-weight: 400;\">T\u00e0i li\u1ec7u do c\u01a1 quan n\u01b0\u1edbc ngo\u00e0i c\u1ea5p ph\u1ea3i \u0111\u01b0\u1ee3c h\u1ee3p ph\u00e1p h\u00f3a l\u00e3nh s\u1ef1 theo quy \u0111\u1ecbnh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1eddi h\u1ea1n c\u1ee7a gi\u1ea5y t\u1edd: <\/b><span style=\"font-weight: 400;\">C\u00e1c gi\u1ea5y t\u1edd trong h\u1ed3 s\u01a1 ph\u1ea3i c\u00f2n hi\u1ec7u l\u1ef1c trong qu\u00e1 tr\u00ecnh m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Khi m\u1edf t\u00e0i kho\u1ea3n, ng\u00e2n h\u00e0ng c\u0169ng thu th\u1eadp th\u00f4ng tin v\u1ec1 <\/span><b>tr\u1ee5 s\u1edf ch\u00ednh, \u0111\u1ecba ch\u1ec9 giao d\u1ecbch, m\u00e3 s\u1ed1 doanh nghi\u1ec7p, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i v\u00e0 ng\u00e0nh ngh\u1ec1 kinh doanh<\/b><span style=\"font-weight: 400;\">. Doanh nghi\u1ec7p n\u00ean ki\u1ec3m tra \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m th\u00f4ng tin k\u00ea khai th\u1ed1ng nh\u1ea5t v\u1edbi Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p.<\/span><\/p>\n<h2><b>Quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng cho doanh nghi\u1ec7p<\/b><\/h2>\n<h3><b>B\u01b0\u1edbc 1: Ch\u1ecdn ng\u00e2n h\u00e0ng v\u00e0 h\u00ecnh th\u1ee9c m\u1edf t\u00e0i kho\u1ea3n<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i qu\u1ea7y ho\u1eb7c tr\u1ef1c tuy\u1ebfn. Ri\u00eang t\u00e0i kho\u1ea3n thanh to\u00e1n b\u1eb1ng ngo\u1ea1i t\u1ec7 v\u00e0 t\u00e0i kho\u1ea3n chung kh\u00f4ng \u0111\u01b0\u1ee3c m\u1edf b\u1eb1ng ph\u01b0\u01a1ng ti\u1ec7n \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 2: N\u1ed9p h\u1ed3 s\u01a1<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ki\u1ec3m tra t\u00ednh h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 c\u1ee7a h\u1ed3 s\u01a1, \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin v\u00e0 th\u1ef1c hi\u1ec7n x\u00e1c minh kh\u00e1ch h\u00e0ng theo quy \u0111\u1ecbnh v\u1ec1 ph\u00f2ng, ch\u1ed1ng r\u1eeda ti\u1ec1n.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 3: Ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p x\u00e1c th\u1ef1c tr\u1ef1c ti\u1ebfp<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 \u0111i\u1ec3m m\u1edbi \u0111\u00e1ng ch\u00fa \u00fd. V\u1edbi t\u1ed5 ch\u1ee9c th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam, ng\u00e2n h\u00e0ng ph\u1ea3i g\u1eb7p tr\u1ef1c ti\u1ebfp ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p \u0111\u1ec3 ki\u1ec3m tra v\u00e0 x\u00e1c minh th\u00f4ng tin. Theo Th\u00f4ng t\u01b0 25, khi m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i qu\u1ea7y, ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin sinh tr\u1eafc h\u1ecdc c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p. V\u00ec v\u1eady, ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u1ea7n mang c\u0103n c\u01b0\u1edbc g\u1eafn chip v\u00e0 s\u1eafp x\u1ebfp th\u1eddi gian \u0111\u1ebfn ng\u00e2n h\u00e0ng.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 4: K\u00fd th\u1ecfa thu\u1eadn m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Sau khi h\u1ed3 s\u01a1 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn \u0111\u1ea7y \u0111\u1ee7 v\u00e0 h\u1ee3p l\u1ec7, ng\u00e2n h\u00e0ng cung c\u1ea5p th\u1ecfa thu\u1eadn m\u1edf v\u00e0 s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n. N\u1ebfu m\u1edf tr\u1ef1c tuy\u1ebfn, ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p k\u00fd b\u1eb1ng ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed. Tr\u01b0\u1edbc khi k\u00fd, n\u00ean ki\u1ec3m tra c\u00e1c th\u00f4ng tin v\u1ec1 ph\u00ed, s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u v\u00e0 h\u1ea1n m\u1ee9c giao d\u1ecbch.<\/span><\/p>\n<h3><b>B\u01b0\u1edbc 5: Nh\u1eadn th\u00f4ng tin t\u00e0i kho\u1ea3n<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o s\u1ed1 hi\u1ec7u t\u00e0i kho\u1ea3n, t\u00ean t\u00e0i kho\u1ea3n v\u00e0 ng\u00e0y t\u00e0i kho\u1ea3n b\u1eaft \u0111\u1ea7u ho\u1ea1t \u0111\u1ed9ng. T\u00ean t\u00e0i kho\u1ea3n c\u1ee7a t\u1ed5 ch\u1ee9c ph\u1ea3i c\u00f3 \u0111\u1ea7y \u0111\u1ee7 t\u00ean ghi tr\u00ean Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Th\u1eddi gian nh\u1eadn s\u1ed1 t\u00e0i kho\u1ea3n t\u00f9y t\u1eebng ng\u00e2n h\u00e0ng, th\u01b0\u1eddng kho\u1ea3ng <\/span><b>2 &#8211; 3 ng\u00e0y l\u00e0m vi\u1ec7c<\/b><span style=\"font-weight: 400;\">. N\u1ebfu h\u1ed3 s\u01a1 thi\u1ebfu th\u00f4ng tin ho\u1eb7c c\u00f3 n\u1ed9i dung kh\u00f4ng kh\u1edbp, ng\u00e2n h\u00e0ng s\u1ebd y\u00eau c\u1ea7u b\u1ed5 sung ho\u1eb7c t\u1eeb ch\u1ed1i m\u1edf t\u00e0i kho\u1ea3n v\u00e0 n\u00eau r\u00f5 l\u00fd do.<\/span><\/p>\n<h2><b>Chi ph\u00ed m\u1edf v\u00e0 duy tr\u00ec t\u00e0i kho\u1ea3n c\u00f4ng ty<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed m\u1edf t\u00e0i kho\u1ea3n:<\/b><span style=\"font-weight: 400;\"> Ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng hi\u1ec7n kh\u00f4ng thu ph\u00ed m\u1edf t\u00e0i kho\u1ea3n doanh nghi\u1ec7p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>S\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i qu\u1ea7y, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n chu\u1ea9n b\u1ecb kho\u1ea3ng 1 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 n\u1ed9p v\u00e0o t\u00e0i kho\u1ea3n. M\u1ee9c y\u00eau c\u1ea7u t\u00f9y t\u1eebng ng\u00e2n h\u00e0ng. Ch\u1eb3ng h\u1ea1n, Techcombank hi\u1ec7n <\/span><b>kh\u00f4ng quy \u0111\u1ecbnh s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u<\/b><span style=\"font-weight: 400;\"> \u0111\u1ed1i v\u1edbi t\u00e0i kho\u1ea3n thanh to\u00e1n doanh nghi\u1ec7p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n:<\/b><span style=\"font-weight: 400;\"> Doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e1t sinh ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n, ph\u00ed giao d\u1ecbch ho\u1eb7c ph\u00ed sao k\u00ea. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng gom c\u00e1c d\u1ecbch v\u1ee5 n\u00e0y th\u00e0nh t\u1eebng g\u00f3i.<\/span><\/li>\n<\/ul>\n<p><b>V\u00ed d\u1ee5<\/b><span style=\"font-weight: 400;\">: Techcombank c\u00f3 g\u00f3i <\/span><b>BusinessOne Connect v\u1edbi ph\u00ed qu\u1ea3n l\u00fd 200.000 \u0111\u1ed3ng\/th\u00e1ng<\/b><span style=\"font-weight: 400;\">, mi\u1ec5n ph\u00ed qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n v\u00e0 chuy\u1ec3n kho\u1ea3n VND trong n\u01b0\u1edbc tr\u00ean ng\u00e2n h\u00e0ng s\u1ed1. G\u00f3i <\/span><b>BusinessOne Plus<\/b><span style=\"font-weight: 400;\"> d\u00e0nh cho doanh nghi\u1ec7p xu\u1ea5t nh\u1eadp kh\u1ea9u c\u00f3 ph\u00ed 500.000 \u0111\u1ed3ng\/th\u00e1ng, trong khi g\u00f3i <\/span><b>Premium<\/b><span style=\"font-weight: 400;\"> c\u00f3 ph\u00ed 1.500.000 \u0111\u1ed3ng\/th\u00e1ng.<\/span><\/p>\n<p><b>Bi\u1ec3u ph\u00ed c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo t\u1eebng th\u1eddi \u0111i\u1ec3m.<\/b><span style=\"font-weight: 400;\"> Tr\u01b0\u1edbc khi m\u1edf t\u00e0i kho\u1ea3n, b\u1ea1n n\u00ean y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng cung c\u1ea5p bi\u1ec3u ph\u00ed hi\u1ec7n h\u00e0nh b\u1eb1ng v\u0103n b\u1ea3n \u0111\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c c\u00e1c kho\u1ea3n ph\u1ea3i tr\u1ea3.<\/span><\/p>\n<h2><b>N\u00ean m\u1edf t\u00e0i kho\u1ea3n c\u00f4ng ty \u1edf ng\u00e2n h\u00e0ng n\u00e0o?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Kh\u00f4ng c\u00f3 ng\u00e2n h\u00e0ng n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi m\u1ecdi doanh nghi\u1ec7p. B\u1ea1n n\u00ean ch\u1ecdn d\u1ef1a tr\u00ean nhu c\u1ea7u thu chi v\u00e0 giao d\u1ecbch th\u1ef1c t\u1ebf c\u1ee7a c\u00f4ng ty.<\/span><\/p>\n<p><b>C\u00e1c ti\u00eau ch\u00ed n\u00ean xem x\u00e9t:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>T\u1ed5ng chi ph\u00ed:<\/b><span style=\"font-weight: 400;\"> \u01afu ti\u00ean ng\u00e2n h\u00e0ng mi\u1ec5n ph\u00ed chuy\u1ec3n kho\u1ea3n VND tr\u00ean Internet Banking, mi\u1ec5n ph\u00ed duy tr\u00ec t\u00e0i kho\u1ea3n v\u00e0 c\u00f3 nhi\u1ec1u g\u00f3i d\u1ecbch v\u1ee5 cho doanh nghi\u1ec7p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Thanh to\u00e1n qu\u1ed1c t\u1ebf:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu c\u00f4ng ty xu\u1ea5t nh\u1eadp kh\u1ea9u, h\u00e3y so s\u00e1nh ph\u00ed chuy\u1ec3n ti\u1ec1n \u0111i, ph\u00ed nh\u1eadn ti\u1ec1n v\u00e0 t\u1ef7 gi\u00e1 ngo\u1ea1i t\u1ec7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ng\u00e2n h\u00e0ng s\u1ed1:<\/b><span style=\"font-weight: 400;\"> Ki\u1ec3m tra c\u00e1c t\u00ednh n\u0103ng nh\u01b0 ph\u00e2n quy\u1ec1n ng\u01b0\u1eddi l\u1eadp v\u00e0 duy\u1ec7t l\u1ec7nh, tr\u1ea3 l\u01b0\u01a1ng theo l\u00f4, n\u1ed9p thu\u1ebf \u0111i\u1ec7n t\u1eed v\u00e0 k\u1ebft n\u1ed1i ph\u1ea7n m\u1ec1m k\u1ebf to\u00e1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>M\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu th\u01b0\u1eddng xuy\u00ean n\u1ed9p, r\u00fat ti\u1ec1n m\u1eb7t ho\u1eb7c c\u1ea7n ch\u1ee9ng t\u1eeb gi\u1ea5y, n\u00ean ch\u1ecdn ng\u00e2n h\u00e0ng c\u00f3 ph\u00f2ng giao d\u1ecbch thu\u1eadn ti\u1ec7n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Nhu c\u1ea7u vay v\u1ed1n:<\/b><span style=\"font-weight: 400;\"> N\u1ebfu d\u1ef1 ki\u1ebfn vay v\u1ed1n l\u01b0u \u0111\u1ed9ng ho\u1eb7c c\u1ea7n b\u1ea3o l\u00e3nh, duy tr\u00ec giao d\u1ecbch v\u00e0 d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh t\u1ea1i ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 gi\u00fap vi\u1ec7c l\u00e0m h\u1ed3 s\u01a1 thu\u1eadn l\u1ee3i h\u01a1n.<\/span><\/li>\n<\/ul>\n<p><b>C\u00f3 th\u1ec3 ch\u1ecdn ng\u00e2n h\u00e0ng theo nhu c\u1ea7u:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00f4ng ty d\u1ecbch v\u1ee5, th\u01b0\u01a1ng m\u1ea1i n\u1ed9i \u0111\u1ecba quy m\u00f4 nh\u1ecf:<\/b><span style=\"font-weight: 400;\"> C\u00f3 th\u1ec3 \u01b0u ti\u00ean c\u00e1c ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n v\u1edbi t\u00e0i kho\u1ea3n doanh nghi\u1ec7p mi\u1ec5n ph\u00ed chuy\u1ec3n kho\u1ea3n v\u00e0 ph\u00ed duy tr\u00ec th\u1ea5p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00f4ng ty th\u01b0\u1eddng xuy\u00ean d\u1ef1 th\u1ea7u, l\u00e0m vi\u1ec7c v\u1edbi c\u01a1 quan nh\u00e0 n\u01b0\u1edbc ho\u1eb7c c\u1ea7n b\u1ea3o l\u00e3nh:<\/b><span style=\"font-weight: 400;\"> C\u00f3 th\u1ec3 c\u00e2n nh\u1eafc Vietcombank, BIDV, VietinBank ho\u1eb7c Agribank nh\u1edd m\u1ea1ng l\u01b0\u1edbi r\u1ed9ng v\u00e0 d\u1ecbch v\u1ee5 doanh nghi\u1ec7p ph\u1ed5 bi\u1ebfn.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00f4ng ty c\u00f3 v\u1ed1n n\u01b0\u1edbc ngo\u00e0i ho\u1eb7c giao d\u1ecbch ngo\u1ea1i t\u1ec7 th\u01b0\u1eddng xuy\u00ean:<\/b><span style=\"font-weight: 400;\"> N\u00ean \u01b0u ti\u00ean ng\u00e2n h\u00e0ng c\u00f3 th\u1ebf m\u1ea1nh v\u1ec1 thanh to\u00e1n qu\u1ed1c t\u1ebf v\u00e0 ngo\u1ea1i t\u1ec7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>C\u00f4ng ty c\u1ea7n ph\u01b0\u01a1ng \u00e1n d\u1ef1 ph\u00f2ng:<\/b><span style=\"font-weight: 400;\"> C\u00f3 th\u1ec3 m\u1edf hai t\u00e0i kho\u1ea3n t\u1ea1i hai ng\u00e2n h\u00e0ng, trong \u0111\u00f3 m\u1ed9t t\u00e0i kho\u1ea3n d\u00f9ng giao d\u1ecbch ch\u00ednh v\u00e0 m\u1ed9t t\u00e0i kho\u1ea3n d\u1ef1 ph\u00f2ng khi ng\u00e2n h\u00e0ng g\u1eb7p s\u1ef1 c\u1ed1 ho\u1eb7c b\u1ea3o tr\u00ec.<\/span><\/li>\n<\/ul>\n<h2><b>Nh\u1eefng l\u01b0u \u00fd sau khi m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng cho c\u00f4ng ty n\u0103m 2026<\/b><\/h2>\n<p><b>C\u00f4ng ty c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i (FDI)<\/b><span style=\"font-weight: 400;\"> c\u1ea7n m\u1edf t\u00e0i kho\u1ea3n v\u1ed1n \u0111\u1ea7u t\u01b0 tr\u1ef1c ti\u1ebfp b\u1eb1ng ngo\u1ea1i t\u1ec7 t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch thu, chi li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0. V\u1edbi m\u1ed7i lo\u1ea1i ngo\u1ea1i t\u1ec7 g\u00f3p v\u1ed1n, doanh nghi\u1ec7p ch\u1ec9 \u0111\u01b0\u1ee3c m\u1edf m\u1ed9t t\u00e0i kho\u1ea3n v\u1ed1n t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng theo <\/span><a href=\"https:\/\/vanban.vcci.com.vn\/thong-tu-062019tt-nhnn-huong-dan-ve-quan-ly-ngoai-hoi-doi-voi-hoat-dong-dau-tu-truc-tiep-nuoc-ngoai-vao-viet-nam\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Th\u00f4ng t\u01b0 06\/2019\/TT-NHNN<\/span><\/a><span style=\"font-weight: 400;\">. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n chuy\u1ec3n v\u1ed1n g\u00f3p \u0111\u00fang v\u00e0o t\u00e0i kho\u1ea3n n\u00e0y.<\/span><\/p>\n<h3><b>Kh\u00f4ng c\u1ea7n th\u00f4ng b\u00e1o s\u1ed1 t\u00e0i kho\u1ea3n cho c\u01a1 quan thu\u1ebf v\u00e0 \u0111\u0103ng k\u00fd kinh doanh<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">T\u1eeb ng\u00e0y 1\/5\/2021, doanh nghi\u1ec7p kh\u00f4ng c\u00f2n ph\u1ea3i th\u00f4ng b\u00e1o s\u1ed1 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u1edbi c\u01a1 quan thu\u1ebf v\u00e0 c\u01a1 quan \u0111\u0103ng k\u00fd kinh doanh. Th\u00f4ng tin t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cung c\u1ea5p cho c\u01a1 quan thu\u1ebf. Quy \u0111\u1ecbnh v\u1ec1 th\u00f4ng b\u00e1o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong n\u0103m 2026 \u00e1p d\u1ee5ng v\u1edbi h\u1ed9 kinh doanh v\u00e0 c\u00e1 nh\u00e2n kinh doanh, kh\u00f4ng \u00e1p d\u1ee5ng cho c\u00f4ng ty.<\/span><\/p>\n<h3><b>Kho\u1ea3n chi t\u1eeb 5 tri\u1ec7u \u0111\u1ed3ng c\u1ea7n thanh to\u00e1n qua ng\u00e2n h\u00e0ng<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Theo \u0110i\u1ec1u 9 Ngh\u1ecb \u0111\u1ecbnh 320\/2025\/N\u0110-CP, c\u00e1c kho\u1ea3n mua h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 v\u00e0 kho\u1ea3n thanh to\u00e1n kh\u00e1c c\u00f3 gi\u00e1 tr\u1ecb t\u1eeb 5 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i l\u1ea7n c\u1ea7n c\u00f3 ch\u1ee9ng t\u1eeb thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n v\u1ec1 thu\u1ebf. Quy \u0111\u1ecbnh t\u01b0\u01a1ng t\u1ef1 v\u1ec1 kh\u1ea5u tr\u1eeb thu\u1ebf GTGT \u0111\u01b0\u1ee3c n\u00eau t\u1ea1i \u0110i\u1ec1u 26 Ngh\u1ecb \u0111\u1ecbnh 181\/2025\/N\u0110-CP.<\/span><\/p>\n<h3><b>C\u1eadp nh\u1eadt th\u00f4ng tin v\u1edbi ng\u00e2n h\u00e0ng khi c\u00f3 thay \u0111\u1ed5i<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng ph\u1ea3i th\u00f4ng b\u00e1o tr\u01b0\u1edbc \u00edt nh\u1ea5t 30 ng\u00e0y khi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi li\u00ean quan s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c. Khi gi\u1ea5y t\u1edd h\u1ebft h\u1ea1n, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u1ea1m d\u1eebng giao d\u1ecbch thanh to\u00e1n v\u00e0 r\u00fat ti\u1ec1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u0169ng c\u1ea7n c\u1eadp nh\u1eadt h\u1ed3 s\u01a1 ng\u00e2n h\u00e0ng khi thay \u0111\u1ed5i ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt, k\u1ebf to\u00e1n tr\u01b0\u1edfng, t\u00ean c\u00f4ng ty ho\u1eb7c \u0111\u1ecba ch\u1ec9 tr\u1ee5 s\u1edf.<\/span><\/p>\n<h3><b>S\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n \u0111\u00fang m\u1ee5c \u0111\u00edch<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i th\u1ef1c hi\u1ec7n l\u1ec7nh thanh to\u00e1n n\u1ebfu t\u00e0i kho\u1ea3n c\u00f3 d\u1ea5u hi\u1ec7u li\u00ean quan \u0111\u1ebfn gian l\u1eadn ho\u1eb7c ch\u1ee7 t\u00e0i kho\u1ea3n kh\u00f4ng cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin theo y\u00eau c\u1ea7u x\u00e1c minh kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nh\u00ecn chung, vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng cho c\u00f4ng ty n\u0103m 2026 kh\u00f4ng qu\u00e1 ph\u1ee9c t\u1ea1p v\u1ec1 h\u1ed3 s\u01a1, nh\u01b0ng doanh nghi\u1ec7p c\u1ea7n ch\u00fa \u00fd \u0111\u1ebfn vi\u1ec7c x\u00e1c th\u1ef1c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n v\u00e0 duy tr\u00ec th\u00f4ng tin ng\u00e2n h\u00e0ng ch\u00ednh x\u00e1c. Tr\u01b0\u1edbc khi m\u1edf t\u00e0i kho\u1ea3n, n\u00ean ki\u1ec3m tra hi\u1ec7u l\u1ef1c gi\u1ea5y t\u1edd, s\u1eafp x\u1ebfp \u0111\u1ec3 ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u00f3 m\u1eb7t khi ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u v\u00e0 so s\u00e1nh ph\u00ed d\u1ecbch v\u1ee5 gi\u1eefa 2 &#8211; 3 ng\u00e2n h\u00e0ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu c\u00f4ng ty \u0111ang t\u00ecm v\u0103n ph\u00f2ng l\u00e0m tr\u1ee5 s\u1edf giao d\u1ecbch t\u1ea1i TP.HCM, h\u00e3y <\/span><a href=\"https:\/\/www.messenger.com\/login.php?next=https%3A%2F%2Fwww.messenger.com%2Ft%2F100459618454158%2F%3Fmessaging_source%3Dsource%253Apages%253Amessage_shortlink%26source_id%3D1441792%26recurring_notification%3D0\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">li\u00ean h\u1ec7 ngay The Sentry<\/span><\/a><span style=\"font-weight: 400;\"> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p.<\/span><\/p>\n<h2><b>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/b><\/h2>\n<h3><b>C\u00f4ng ty c\u00f3 b\u1eaft bu\u1ed9c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng kh\u00f4ng?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ph\u00e1p lu\u1eadt kh\u00f4ng b\u1eaft bu\u1ed9c m\u1ecdi c\u00f4ng ty ph\u1ea3i m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Tuy nhi\u00ean, t\u00e0i kho\u1ea3n doanh nghi\u1ec7p c\u1ea7n thi\u1ebft \u0111\u1ec3 thanh to\u00e1n v\u00e0 \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n kh\u1ea5u tr\u1eeb thu\u1ebf, t\u00ednh chi ph\u00ed \u0111\u01b0\u1ee3c tr\u1eeb \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n chi t\u1eeb 5 tri\u1ec7u \u0111\u1ed3ng theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.<\/span><\/p>\n<h3><b>Ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt c\u00f3 ph\u1ea3i \u0111\u1ebfn ng\u00e2n h\u00e0ng kh\u00f4ng?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00f3. Khi m\u1edf t\u00e0i kho\u1ea3n cho t\u1ed5 ch\u1ee9c th\u00e0nh l\u1eadp t\u1ea1i Vi\u1ec7t Nam, ng\u00e2n h\u00e0ng ph\u1ea3i g\u1eb7p tr\u1ef1c ti\u1ebfp ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p v\u00e0 th\u1ef1c hi\u1ec7n \u0111\u1ed1i chi\u1ebfu sinh tr\u1eafc h\u1ecdc theo quy \u0111\u1ecbnh.<\/span><\/p>\n<h3><b>C\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n c\u00f4ng ty online kh\u00f4ng?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">C\u00f3, n\u1ebfu ng\u00e2n h\u00e0ng cung c\u1ea5p d\u1ecbch v\u1ee5 n\u00e0y. T\u00e0i kho\u1ea3n VND c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u1edf tr\u1ef1c tuy\u1ebfn v\u1edbi ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n. V\u1edbi t\u00e0i kho\u1ea3n ngo\u1ea1i t\u1ec7, doanh nghi\u1ec7p c\u1ea7n th\u1ef1c hi\u1ec7n m\u1edf t\u1ea1i qu\u1ea7y theo quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng.<\/span><\/p>\n<h3><b>M\u1edf t\u00e0i kho\u1ea3n c\u00f4ng ty m\u1ea5t bao l\u00e2u?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">N\u1ebfu h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7 v\u00e0 h\u1ee3p l\u1ec7, th\u1eddi gian x\u1eed l\u00fd th\u01b0\u1eddng kho\u1ea3ng 2 &#8211; 3 ng\u00e0y l\u00e0m vi\u1ec7c, t\u00f9y quy tr\u00ecnh c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sau khi nh\u1eadn Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p, c\u00f4ng ty th\u01b0\u1eddng m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ngay trong tu\u1ea7n \u0111\u1ea7u \u0111\u1ec3 thu\u1eadn ti\u1ec7n giao d\u1ecbch v\u00e0 thanh to\u00e1n. Theo quy \u0111\u1ecbnh thu\u1ebf \u00e1p d\u1ee5ng n\u0103m 2026, kho\u1ea3n chi t\u1eebng l\u1ea7n t\u1eeb 5 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean c\u1ea7n c\u00f3 ch\u1ee9ng t\u1eeb thanh to\u00e1n kh\u00f4ng [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14293,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"_links":{"self":[{"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/posts\/14302"}],"collection":[{"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/comments?post=14302"}],"version-history":[{"count":1,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/posts\/14302\/revisions"}],"predecessor-version":[{"id":14303,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/posts\/14302\/revisions\/14303"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/media\/14293"}],"wp:attachment":[{"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/media?parent=14302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/categories?post=14302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thesentry.com.vn\/vi\/wp-json\/wp\/v2\/tags?post=14302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}